Over-Valued and Under-Valued?

It can be hard to see what is appropriately valued when there are so many variables, pressures and external forces at play. Despite how calm or chaotic your day might look, the environment that we live, plan, and invest in is fractured, unprecedented, and shifting...

Where are you looking?

A funny thing about noticing things is that you see what you’re looking at. That may not sound particularly clever or genius, but let’s be clear, if you’re looking at a dump, you’ll see garbage, and if you’re looking at a diamond ring, you’ll see gold and diamonds –...

You Find What You’re Looking For

It is an onslaught of bad news: COVID-19 resurgence, social unrest, market volatility, electoral mud-slinging, contentious geopolitics and so much more. Your social feed, mainstream media and socially distant conversations are stacked deep with enough to make most...

Celebrate Your Own Independence

This weekend the nation took pause to celebrate Independence Day. It’s usually seen as a day to celebrate freedom, but it’s actually something close, but slightly different. Independence Day is a celebration of the detachment from feudal loyalty to an oppressor. It’s...

Growth: Good and Bad

Good and Bad are tricky words but can make a good title. More accurately, however, we should probably say Growth: When It Works and When It Doesn’t. In general, growth is viewed as a good thing. It means ‘more of something,’ not necessarily better and not necessarily...

Head to Head

There is a Bull-Bear battle underway that is more complex than ever. Recently we’ve seen a rally in the markets that seems to defy the underlying indicators, so let’s take a quick look at this. Financial plans are designed for the long term and focus on discipline and...

Feeling Disconnected

Bloomberg Businessweek titled last week’s edition as The Great Disconnect, and it was aptly named. This is a time of disconnections. We’ve been feeling disconnected from friends, from family members, from social gatherings, and even from our regular sense of reality....

Gambling in the Dark

“Tell me what we should do next.” It was a simple request and one that needed some complex thinking if we were to give a clear answer. Here’s how we answered it… When we bring advice to help you get where you want to go, it’s driven by a desired future state, a vision...

Breaking news…

Sound bites are great. They’re short. They’re catchy. They make great headlines. And they’re rarely the entire story. As a matter of fact, they’re meant to not be the whole story, but to have enough of a sensational or curiosity-generating effect that we read on....