Defying the “New Normal”

New Normal is getting a lot of press. Politicians speak of it. Business pundits toss it around like a new toy. Friends and colleagues speak of it and it sounds good. Something new, and normal. And we don’t like it. We like the sentiment that “New Normal” connotes, but...

Echo

An echo is a slightly delayed, slightly distorted, repeat. In a canyon, we yell, there’s a pause, and we hear ourselves yell back but it sounds a bit different than the original message. That’s part of what we’ve been seeing in the market. When the pandemic started to...

Ripples

Consequences are the kinds of things that either haunt us or applaud us. It would appear that, at some level, we live in a cause-and-effect world. The problem is that it’s not always easy to see what caused what, or to predict the effects. And we’re living in it right...

Today is Yesterday’s Future

One of the bright minds of the investment world is Howard Marks – even Buffett listens when Howard speaks. And Howard recently wrote about “Knowledge of the Future.” In a memo to his clients he quoted a Harvard epidemiologist who shared that there are a) facts, b)...

Peering through the fog…

Uncertainty is double-edged: some people thrive on it and other people abhor it. But even people that don’t like it can’t help but try to peek behind the curtain of confusion to see if there are opportunities there for them, their businesses or their families. We work...

What matters now.

Have you noticed that emails you’re receiving, regardless of the source, seem to have a similar set of messages? We have. We’ve received dozens of emails from companies, suppliers, partners and others that repeat common messages. They’re saying: Be patient This is an...

Paying attention…

This is a time for all of us to pay attention – pay attention to our health, the health of those we care about, stimulus programs to help us, and the futures we desire. The press and our government tell us that this week should be a turning point in the spread...

Update on Recent Market Volatility

We want to take a moment to update you on our thoughts related to the recent volatility in financial markets. As we write this communication, the world is focused on Covid-19 (coronavirus) and how to stay safe and take care of our loved ones.  We are seeing more...

Why Families Procrastinate Planning

Many families we meet have gone through a cycle of gathering ideas, making progress and then pressing the pause button prior to execution. If you’ve been through this, you are not alone. It can be difficult to tell which feels worse: a lack of action around something...

Value Of Authenticity

We believe that pride and ego can cause separation between you and an ideal planning experience. If an advisor has a need to be right, it influences the flow of communication. It can limit your ability to fully share your vantage point because meetings are focused on...